The Home Buyer's Roadmap & Checklist

Wednesday, January 12, 2022   /   by Blake Hollaway

The Home Buyer's Roadmap & Checklist

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Buying a home is an important purchase but it doesn't have to be stressful. We have put together a home buyer's roadmap to give you some guidance on what to expect when you're going through the process of purchasing a new home.

1. Initial Consultation With Your Local Agent

  • Write out your home needs and wish list
  • Prioritize your needs and wants
  • Find a local market expert
  • Get guidance and get educated
  • Sign a Buyer's Brokerage Agreement

2. Get PreApproved For a Home Loan
  • Speak with a Lender. We here at Gailey Enterprises have some great suggestions we can make for possible lenders.
  • Credit check 
  • Obtain preapproval from your lender of choice
  • Formal commitment by the lender to extend credit

3. Start Your Home Search
  • Set up a custom home search
  • Discuss needs and wants with your agent
  • Select homes you are interested in 
  • View homes

4. Make An Offer On Your New Home
  • Strategize and prepare a strong offer based on current market trends
  • Seller concessions
  • Closing date
  • Contingencies 
  • Earnest money
  • Review and present an offer

5. Contract Negotiation & Acceptance
  • Negotiate any counter-offers
  • Agent and buyer work closely
  • The goal is to have a win/win for all parties involved
  • Execute contract

6. Contract Deadlines
  • Monitor all deadlines
  • Inspect the property
  • Renegotiate any items on the contract if needed such as inspections, title, and appraisal.

7. Loan Process
  • Submit all required documentation
  • Appraisal 
  • Secure underwriting approval
  • Do not make any large purchases
  • Final credit check

8. Closing
  • Title work
  • Lender loan funds
  • Deed is recorded
  • Cash at closing as wire or certified check
  • Receive Keys

9. Move Into Your New Home
  • Transfer or establish utility services
  • Submit a change of address
  • Take possession of your new home
Gailey Enterprises Real Estate
Rhonda Gailey
1414 SW Martin Luther King Jr Ave
Ocala, FL 34471
Jacksonville Office:
3390 Kori Rd
Suite 10
Jacksonville, FL 32257
770-733-2596

© 2022 My Florida Regional MLS DBA Stellar MLS, Inc.. All rights reserved. The data relating to real estate displayed on this website comes in part from the Internet Data Exchange (IDX) Program of My Florida Regional MLS DBA Stellar MLS, Inc. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers' personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law.6/26/2022 4:02 PM CST
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than the owner of this site are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. ©2022 Northeast Florida Multiple Listing Service, Inc. All rights reserved. Data last updated 6/26/2022 4:02 PM CST.
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